Summary
- Invest in the crypto market like you would invest in stocks — through low-cost diversified indexes.
- Altify offers 13 “Crypto Bundles” (similar to ETFs or index funds) that enable you to easily and cost effectively diversify across the entire crypto market or a crypto sector with just one investment.
- Promotion: Start investing with zero fees in selected Crypto Bundles* from as little as R150. Terms and conditions apply. Download Altify’s Apple app or Android app or sign-up online.
Crypto has now gone mainstream, evolving far beyond Bitcoin. Ideas that seemed outlandish a few years ago are now somewhere between possible and probable.
We are witnessing the most positive period for crypto as an investment category in history. Stablecoins are a $300 billion market, crypto ETFs have had a record-breaking year, and major institutions like BlackRock and JPMorgan are bringing significant capital to the sector.
The entire crypto market cap is now nearly 3x larger than every stock’s combined value on the JSE.
But while the “bull case” for the market is growing, picking the specific winners is harder than ever.
Sean Sanders, a CFA Charterholder and CEO of Altify — a regulated alternative investment app (FSP number 52727) backed by JSE-listed Sabvest — explains:
“It’s easy to look at the tailwinds in the market and be generally bullish on crypto. It’s much harder to know, however, exactly which assets to be bullish on.”
The History Lesson: Why Picking Winners is a Guessing Game
The crypto leaderboard is essentially a revolving door. If you try to pick individual winners, you are signing up for a full-time job: constantly watching the market, selling the coins that are dropping, and chasing the ones that are rising. It is speculative, exhausting, and risky.
You can see this clearly in the diagram below, which tracks the constituents of the Altify Top 10 Equal Crypto Bundle since 2019.
Apart from the two industry giants — Bitcoin (BTC) and Ethereum (ETH) — the list is in constant flux, with new technologies and trends continually entering the arena to replace older projects.
For a stark example of how difficult prediction actually is, look back to 2015. Bitcoin was the undisputed king, and Litecoin was widely seen as its closest rival.
Ethereum hadn’t even launched yet. If you were investing then, betting on Litecoin likely felt like the smarter move.
Imagine telling someone back then that Ethereum (ETH) would eventually grow to $400 billion — 110x the value of Bitcoin at the time — while Litecoin (LTC) would slip to become the 19th most valuable asset. They would have laughed at you.
This history lesson highlights a crucial truth: predicting which cryptocurrencies will outperform in the long run often boils down to luck rather than skill.
The Solution: Don’t Guess. Diversify.
In the stock market, most investors don’t try to pick the next Apple or Amazon. They buy an index fund (like the S&P 500 or JSE Top 40) to track the whole market.
A diversified investing approach within the crypto space is just as important. Instead of researching dozens of blockchains, tokenomics, and drivers , you can “bet on the field”.
Altify created Crypto Bundles to solve this exact problem. Launched in 2018, these were among the world’s first crypto index-style investments.
How Altify Crypto Bundles Work
Think of a Crypto Bundle as the crypto equivalent of an ETF or index fund. It allows you to invest in a specific sector — or the entire market — with a single transaction.
The real power of this approach, however, is automated monthly rebalancing.
As the history lesson above showed, the list of top assets is always changing. New technologies (like Solana or Avalanche) constantly rise to replace older projects (like EOS or Dash).
To keep up with this, Altify’s Crypto Bundles automatically update every month to ensure you are always holding the top performers.
When a coin drops out of the top tier, the Crypto Bundle drops it. When a new challenger rises, the Crypto Bundle includes it.
It is a true “invest and leave it” solution: you don’t need to watch the charts or stress about when to sell because the system handles it for you.
Proven Performance
Altify offers 13 different Bundles. Here is how a few of the most popular ones have performed historically:
Payments Crypto Bundle
- +806% since inception: Focuses on the payments sector within the crypto space, holding assets revolutionising money and global remittances, such as Bitcoin, XRP, and Stellar.
Top 10 Equally Weighted Crypto Bundle
- +540% since inception: Provides exposure to over 80% of the total crypto market and acts like the JSE Top40 or S&P500 but for Crypto, closely mirroring the overall performance of the crypto market while enabling you to invest in the future of crypto and not just individual coins. Because it is equally weighted, you own a broad range of established crypto assets and emerging altcoins.
Ecosystem Crypto Bundle
- +268% since inception: Another sector-focused Crypto Bundle, holding the top programmable blockchain-enabled crypto assets. These include the likes of Ethereum, Solana, and Cardano — the layers that power decentralised finance (DeFi) and stablecoins.
Promotion: Start Investing with Zero Fees
Ready to build your crypto portfolio without the guesswork?
Promotion: From the 12th to the 27th of December 2025, you can invest in selected Altify Crypto Bundles with zero investment fees*.
How to get started:
- Sign Up
Download the Altify Apple app or Android app, or sign-up online. Complete a quick FICA verification to get started.
- Fund Your Account
Deposit R150 or more via bank transfer or crypto.
- Invest
Enjoy zero investment fees on select Crypto Bundle investments* from the 12th until the 27th of December 2025. You can sell and make a withdrawal at any time.
*Promotion Details
- Start investing in selected Altify Crypto Bundles from as little as R150 with zero fees between the 12th to the 27th of December 2025.
- Read more about the promotion here.
Click here to visit Altify for additional details.
About Altify
Altify (FSP 53289) is a Cape Town-based alternative investment platform that specialises in offering tokenised investments across private credit (debt funds), crypto and ETF-style crypto portfolios. Altify offers an easy-to-use mobile app and web platform where anyone can start investing from just R150. Altify is backed by JSE-listed specialist investment group Sabvest, 54 Collective and other global investors.
Risk Disclosure
Altify SA Capital (Pty) Ltd (FSP 52727) and Altify SA DAS (Pty) Ltd (FSP 53289) are both authorised financial services providers (FSPs).
This article is provided solely for informational purposes. The opinions expressed herein do not constitute investment advice or recommendations, nor should they be regarded as such. This document does not represent an offer to buy or sell, or a solicitation of an offer to buy or sell, any of the investments mentioned.
Altify operates as a brokerage service facilitating the reception and transmission of crypto asset orders, without providing investment advice or personalised recommendations. While Altify advocates for the broader accessibility of cryptocurrencies, they may not be suitable for every investor.
It is important to consider your investment goals, experience level, and seek independent financial advice where necessary. Altify strongly recommends conducting comprehensive research before investing in cryptocurrencies.
Investors are solely responsible for their own investment decisions. Considering the high volatility associated with cryptocurrencies, please evaluate your financial circumstances carefully before engaging in transactions. Cryptocurrencies carry a high risk, with potential for both significant gains and losses. Investing in cryptocurrencies may lead to a total loss of capital.
Past performance is not indicative of future results, and returns cannot be guaranteed as cryptocurrency values fluctuate based on market supply and demand. Do not invest more than you can afford to lose and seek professional guidance if you are unsure about the suitability of a cryptocurrency investment for your specific situation.
Please refer to the General Risk Disclosures and Crypto Risk Disclosures on Altify’s website for more information. Investments should only be undertaken by individuals who fully understand these risks.
